Fees
INFI applies fees configured per account. Active fees are available in the dashboard.
How they appear in the response
Every transaction returns three relevant fields:
| Field | Description |
|---|---|
amountCents | Gross amount of the operation. |
feeCents | Fee charged. |
netCents | Net amount (amountCents - feeCents). This is what hits your balance for paid charges. |
For withdrawals, the balance debit is amountCents + feeCents (the totalDeducted field in the response).
When the fee is frozen
The fee is calculated and persisted at creation time of the charge or withdrawal. Subsequent changes to the fee table do not affect transactions already created.
Always use netCents for the amount that actually hits your cash on paid charges, and totalDeducted for what leaves on withdrawals. amountCents is the face value — it does not match the real financial impact.
Fee structure
The PIX charge fee is composed of:
- Percentage (in basis points, e.g.,
99= 0.99%) applied overamountCents. - Fixed (in cents) added on top of the percentage.
The PIX withdrawal fee is a flat amount in cents per operation.
[TO BE CONFIRMED WITH THE INFI TEAM]: whether there will be a public endpoint for merchants to query their current fees via API.